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Go & GrowGo & Grow overviewWhat is Go & Grow?What are the Go & Grow benefits?How is Go & Grow different from our other products? FeaturesWhat is Go & Grow Forecast?How do I edit my investing goal?Can I create multiple Go & Grow accounts?Can I add someone to my Go & Grow account?Add moneyHow do I start investing with Go & Grow?How do I add money to my account?How do I add money from inside the Eurozone?Can I transfer my existing Bondora investment portfolio to Go & Grow?Go & Grow payment limits What’s the maximum amount I can add to my Go & Grow account?Does the Go & Grow payment limit affect anything else?Withdraw moneyHow do I withdraw money from my account?How long do I have to keep my money invested?What are partial payouts?Fees & taxesHow will I be taxed? What are the fees?RisksIs the rate of 6.75% guaranteed?What are the risks associated with Go & Grow?Risk 1: The net return falls below 6.75%Risk 2: Too many investors, not enough loansRisk 3: Decrease in liquidityMy accountGetting started with BondoraStarting with BondoraHow do I sign up to Bondora?How do I create an account for my company?Can I open multiple accounts?Investing from outside the EEAIs my country supported?How do I become a net worth accredited investor?How do I become an income accredited investor?Young investorsCan children under 18 invest?How do I create an account for my child?Account identificationHow do I verify my account?How do I verify my bank account?Changing my detailsHow do I change my personal details?How do I change my bank account details?How can I customize my view/change my products?WalletWhat is Wallet?Who can use Wallet?How do I transfer money to Wallet?How do I withdraw money from Wallet?What are the Wallet fees?SecurityHow do you keep my account safe?How do I get a new password?How can I close my account?Add moneyHow do I add money to my Bondora account?How do I add money from inside the Eurozone?Trustly payments are no longer availableTransferWise is no longer supportedHow long does it take for my payment to arrive?I forgot to add my reference numberCredit card and Klarna payments are unavailableSecurityHow does Bondora safeguard my money?WithdrawHow to withdrawHow do I withdraw money from my account?How long does it take to receive my withdrawal?Withdrawal informationIs there a minimum amount for withdrawals?What are the withdrawal fees?TransferWise is no longer supportedErrorsWhat happens if the refund to my card fails?Why didn’t I get an SMS PIN?My portfolioWhat is the Secondary Market?What is the Secondary Market?Why should I use the Secondary Market?How is the Secondary Market different from the other tools?How can I buy loans and portfolios on the Secondary Market?How do I sell ​​loans on the Secondary Market?How can I use the Secondary Market criteria?How can I see more criteria in the overview on the Secondary Market?What are the cost & future scheduled payments on the Secondary Market?What is the XIRR (extended internal rate of return)?What is credit score and status?How can I use the search function on the Secondary Market?What are the Secondary Market fees?Building a portfolioHow much time do I need to spend on my investment management?Bondora Glossary of Definitions and termsWhat is the Bondora API?How can I liquidate my portfolio?How do I sell loans on the Secondary Market?What's the minimum bid size for portfolio manager / Portfolio Pro?How does Portfolio Manager calculate my expected return?How can I use the Portfolio Manager - Technical Summary?Monitor performanceWhat performance reports are available to investors?How does Bondora calculate the net return?Why don’t you calculate the recovery rate on the principal balance?Can my net returns of an outstanding portfolio change over time?Can the net return calculation be improved?Can net returns be positive even if the default rate is above the interest rate?How are recovery rates measured?Where do I find recovery rates using Bondora statistics?How can I use the recovery rate?Paying taxesHow are investments taxed?How are Bondora investments taxed in Estonia for a private person?Are capital gains earned from trading on the Secondary Market also taxed?Where do I find the income earned from interest payments?Affiliate partnersAffiliate partnersHow can I become an affiliate partner?Portfolio ManagerPortfolio Manager overviewWhat is Portfolio Manager?How do I get started with Portfolio Manager?What is the risk-return slider?Portfolio Manager featuresWhat are the Portfolio Manager features?Portfolio Manager settingsWhat are the Portfolio Manager settings?Portfolio ProPortfolio Pro overviewWhat is Portfolio Pro?What’s the difference between Portfolio Manager and Portfolio Pro?How do I get started with Portfolio Pro?Portfolio Pro criteriaWhat are the different Portfolio Pro Criteria?Portfolio Pro Criteria: CountryPortfolio Pro Criteria: Bondora RatingPortfolio Pro Criteria: Loan durationPortfolio Pro Criteria: Max investment per borrowerPortfolio Pro Criteria: InterestPortfolio Pro Criteria: Portfolio limitPortfolio Pro Criteria: Bid size Portfolio Pro Criteria: Spare cash balancePortfolio Pro featuresHow many portfolios can I set up?Can I run the Portfolio Manager, API and Portfolio Pro all at the same time?Does Portfolio Pro invest in loans on the Secondary Market?About BondoraGeneral informationWhat is the general business information of Bondora?What is Bondora’s strategy?What is the history of Bondora?What is the Bondora business model? What are the competitive advantages of Bondora?Does Bondora invest in loans it originates?How is Bondora regulated?What are Bondora's technological assets?Operational managementHow is Bondora managing its operations? Who handles consumer credit?Corporate governanceWho is in charge of auditing and internal financial reporting at Bondora?What are the Bondora shareholders’ rights?What is the structure of the Bondora Supervisory Board?What are the Supervisory Board’s Responsibilities? Risk factorsCredit and investment risksWhat happens if there aren’t enough loans?What happens if the borrowers don’t repay loans?How reliable is the credit model?What are the fraud risks?Where does a Bondora borrower loan rank when compared to the servicing of other consumer loans? What happens if a borrower dies?What are the prepayment risks?Are additional loans of the borrower restricted?How predictable are the default rates?What are the risks related to recovery of outstanding debt?Operational risksWhat is the current financial performance of the Bondora Group?How does internet search engine providers increase risks for Bondora?Does depending on other third-party service providers increase operational risks?What if there’s not enough funding?What are the domain name risks?How does Bondora handle competition risk?How can rapid growth and expansion threaten the business?Does operating in multiple jurisdictions bring extra risks? What are the reputational risks for Bondora?What happens if new products and services fail?What are the cybersecurity risks?Are there employment risks? What are the financial reporting risks?How does Bondora deal with impairment risks?What happens in case of natural disasters and business disruptions?How does negative public perception about consumer loans influence Bondora?Regulatory, governance and legal risksWhat are the regulatory risks?What are the legislative risks?How does regulatory changes regarding privacy, data protection, and other matters affect Bondora?What happens if there’s failure to comply with anti-money laundering laws?What are the conflict of interests?What are the intellectual property risks?How does strong legal protection for debtors affect Bondora?How can litigation and other claims affect Bondora?Risk management processWhat is Bondora’s risk management model?What management systems are in place to deal with operational risks?What are the IT risks for Bondora?What are the credit risks for Bondora?What are the liquidity risks for Bondora?How does Bondora manage business, strategic and reputational risks?How can regulatory risk affect Bondora?Is interest rate risk a threat to Bondora?How can business continuity be impaired?Loan originationUnderwriting processWhat is the loan underwriting process? What are the loan underwriting costs?How do borrowers apply for a loan?How is the borrower data collected and verified? What is the customer identification and fraud detection process?How are Bondora risk ratings calculated?What does the loan pricing phase entail?What do the loan agreements and advancement phase entail?MarketingHow does Bondora market and advertise itself to potential borrowers?Collection & recoveryDebt collection and recovery overviewWhat is Bondora’s 3-step Collection & Recovery Process?Collection and recovery process glossaryWhat counts as a rare case?How does debt collection work?What are the debt collection costs?Write-off overviewWhy is a write-off done at the end of the schedule?Where can I find the information about write-offs in my portfolio?Financial market overviewOverview of the financial marketsWhat’s important to know about the Estonian economy?What’s important to know about the Finnish economy?What’s important to know about the Spanish economy?What is the state of the consumer lending market in Estonia?What is the state of the consumer lending market in Finland?What is the state of the consumer credit market in Spain?How does the consumer lending market in Europe affect Bondora?