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How are investments taxed?

The profits earned through Bondora are taxed based on the gross interest received and the residency of the investor. Please declare interest income to your local authority in accordance with the law. Keep in mind that with peer-to-peer lending individuals generally cannot offset losses against income.

Please check with your local tax authority if, how, and when you need to report your income.

To make the reporting easier for investors, we have prepared a Tax Report with the necessary information included. The report can be found on the Reports page on your Bondora account.


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* Capital at risk. Investments made with Bondora are not guaranteed, nor is the preservation of value invested guaranteed. Please note that the yield achieved in past periods does not guarantee the rate of return in future periods. The yield of Go & Grow is up to 6.75% p.a. Before deciding to invest, please review our risk statement and consult with a financial advisor if necessary.