How can we help?

Ask anything. Find answers instantly.

Go & Grow Go & Grow overview Go & Grow Unlimited overview Features Add money Go & Grow payment limits Withdraw money Fees & taxes Risks My account Getting started with Bondora Account identification Changing my details Referral program Security Add money How do I add money to my Bondora account?Which currencies does Bondora accept?Why is my money reserved on my account? How long does it take for my payment to arrive?I forgot to add my reference number Wise payments are no longer supported Credit card and Klarna payments are no longer accepted Security Withdraw How to withdraw Withdrawal information Errors My portfolio What is Portfolio Manager?What is Portfolio Pro?Can I run the Portfolio Manager, API and Portfolio Pro all at the same time?Paying taxes What is the Secondary Market?Building a portfolio Monitor performance Affiliate partners How can I become an affiliate partner?About Bondora General information Operational management Corporate governance Risk factors Credit and investment risks Operational risks Regulatory, governance and legal risks Risk management process Loan origination Underwriting process Collection & recovery Debt collection and recovery overview Write-off overview How can I contact customer support?

My portfolio / Monitor performance /

How can I use the recovery rate?

How can I use the recovery rate?

The recovery rate helps you to understand how much of the principal balance of loans in default you are likely going to receive. This figure can then be used to adjust future cash flows and to arrive at a risk-adjusted yield-to-maturity state of your Bondora portfolio. You can do this for your portfolio through the Cash Flow page Settings section. The Forecast settings give recommended ratios calculated on your portfolio historic cash flow that you can use, instead of taking them from recovery rate charts.

Did this answer your question?

Learn more

Our products Secondary Market API Blog Affiliate

Resources

Statistics Public Reports Terms of Use

Investing

Invest Investing money wisely Investment opportunity Peer-to-peer lending Alternative finance Consumer loan crowdfunding P2P business lending Marketplace lending

Bondora Capital OÜ

A.H.Tammsaare tee 47, Tallinn 11316, Estonia
Estonian company number 12831506
VAT number EE101252401

* Capital at risk. Investments made with Bondora are not guaranteed, nor is the preservation of value invested guaranteed. Please note that the yield achieved in past periods does not guarantee the rate of return in future periods. The yield of the Go & Grow Unlimited tier is up to 4% p.a. The yield for Go & Grow is up to 6.75% p.a. Before deciding to invest, please review our risk statement and consult with a financial advisor if necessary.