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How do borrowers apply for a loan?

Borrowers can only apply for a loan from Bondora through its website. Bondora collects the following borrower data and information in order to process the application:

  • Personal information
  • Contact information
  • Socio-demographic data
  • Employment information
  • Income data
  • Data on outstanding liabilities
  • Supporting documentation

The application must then be evaluated with respect to Bondora’s responsible lending policy, which includes rules and requirements regarding applicant age, income and over-indebtedness. If the prospective borrower passes the policy rules check, the borrower’s credit score is calculated and a conditional loan offer is made.

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* Capital at risk. Investments made with Bondora are not guaranteed, nor is the preservation of value invested guaranteed. Please note that the yield achieved in past periods does not guarantee the rate of return in future periods. The yield of the Go & Grow Unlimited tier is up to 4% p.a. The yield for Go & Grow is up to 6.75% p.a. Before deciding to invest, please review our risk statement and consult with a financial advisor if necessary.