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How is Go & Grow different from our other products?

If you joined Bondora after 24 August 2022, you wouldn't have access to Portfolio Manager or Portfolio Pro. Instead, get the most out of automated investing and earn up to 4%* returns p.a. with Go & Grow Unlimited.

Go & Grow, Portfolio Pro and Portfolio Manager are three very different products. When you use Go & Grow, you do not invest directly in one specific loan—instead, you invest in several different loans. You get the fastest liquidity of all our products, and you don’t have to sell your loans one-by-one; all you need to do is click Withdraw and you can liquidate your whole account* at any time. The product is famous for its automated features, so you can enjoy investing that requires little effort and input from you.

With Portfolio Pro and Portfolio Manager, you need to be more hands-on with your investments. You face higher risks, variable returns, and slower liquidity rates than with Go & Grow. This is because you first have to sell loans in your portfolio on the Secondary Market to other investors who will then take over the loan for the remainder of its duration.

*If needed, we’ll pay the full amount of your withdrawal to you in incremental payments. This is called partial payouts and it’s a built-in safety feature of Go & Grow that helps to maintain our stable return of up to 6.75%* p.a as stable as possible.

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* Capital at risk. Investments made with Bondora are not guaranteed, nor is the preservation of value invested guaranteed. Please note that the yield achieved in past periods does not guarantee the rate of return in future periods. The yield of the Go & Grow Unlimited tier is up to 4% p.a. The yield for Go & Grow is up to 6.75% p.a. Before deciding to invest, please review our risk statement and consult with a financial advisor if necessary.