Go & Grow, Portfolio Pro and Portfolio Manager are three very different products. When you use Go & Grow, you do not invest directly in one specific loan—instead, you invest in several different loans. You get the fastest liquidity of all our products, and you don’t have to sell your loans one-by-one; all you need to do is click Withdraw and you can liquidate your whole account* at any time. The product is famous for its automated features, so you can enjoy investing that requires little effort and input from you.
With Portfolio Pro and Portfolio Manager, you need to be more hands-on with your investments. You face higher risks, variable returns, and slower liquidity rates than with Go & Grow. This is because you first have to sell loans in your portfolio on the Secondary Market to other investors who will then take over the loan for the remainder of its duration.
*If needed, we’ll pay the full amount of your withdrawal to you in incremental payments. This is called partial payouts and it’s a built-in safety feature of Go & Grow that helps to maintain our stable return of up to 6.75%* p.a as stable as possible.