Product logo

How can we help?

Ask anything. Find answers instantly.

Go & GrowGo & Grow overviewFeaturesAdd moneyGo & Grow payment limits Withdraw moneyFees & taxesRisksMy accountGetting started with BondoraAccount identificationChanging my detailsWalletReferral programSecurityAdd moneyHow do I add money to my Bondora account?Trustly payments are no longer availableTransferWise payments are no longer supportedHow long does it take for my payment to arrive?I forgot to add my reference numberCredit card and Klarna payments are unavailableSecurityWithdrawHow to withdrawWithdrawal informationErrorsMy portfolioWhat is the Secondary Market?Building a portfolioMonitor performancePaying taxesAffiliate partnersHow can I become an affiliate partner?Portfolio ManagerPortfolio Manager overviewPortfolio Manager featuresPortfolio Manager settingsPortfolio ProPortfolio Pro overviewPortfolio Pro criteriaPortfolio Pro featuresAbout BondoraGeneral informationOperational managementCorporate governanceRisk factorsCredit and investment risksOperational risksRegulatory, governance and legal risksRisk management processLoan originationUnderwriting processMarketingCollection & recoveryDebt collection and recovery overviewWrite-off overviewFinancial market overviewWhat’s important to know about the Estonian economy?What’s important to know about the Finnish economy?What’s important to know about the Spanish economy?What is the state of the consumer lending market in Estonia?What is the state of the consumer lending market in Finland?What is the state of the consumer credit market in Spain?How does the consumer lending market in Europe affect Bondora?

How will I be taxed? 

You only pay tax on the money you withdraw that is more than the total amount you paid in. For example, if you invest €1,000 then the first €1,000 you withdraw is seen as the principal withdrawal, so you won’t be taxed on it. Anything more than €1,000 is considered as returns from the sale of assets, and you’ll only pay tax on those returns.

All payments made to your Go & Grow account are seen as one investment, although the money has been used to acquire individual claims. It doesn’t matter when or in how many parts you paid money into your Go & Grow account. 

If you are unsure, please consult a qualified tax advisor.

Please note: You are solely responsible for declaring and paying your taxes correctly. Taxation will depend on your specific circumstances, such as your country of residence. We cannot give tax advice. We highly recommend you to consult an expert.