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Is the rate of 6.75% guaranteed?

No, the rate is not guaranteed. However, the average net return on Bondora is much higher.

The net return is capped at 6.75%* p.a. All excess returns over this percentage are reinvested to act as a buffer. Even though there’s no guarantee in place, this helps to keep the return rate of 6.75%* p.a. as stable as possible.

With this protection feature, and our 11-year track record, we believe the rate of up to 6.75%* p.a. is achievable, with the benefit of instant liquidity** to investors.

To find out more information, read our Risk Statement here.

**It may not be possible to liquidate assets or withdraw money immediately from Go & Grow. In this scenario, we will make partial payouts of your total withdrawal amount. Read more about partial payouts here.

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* Capital at risk. Investments made with Bondora are not guaranteed, nor is the preservation of value invested guaranteed. Please note that the yield achieved in past periods does not guarantee the rate of return in future periods. The yield of the Go & Grow Unlimited tier is up to 4% p.a. The yield for Go & Grow is up to 6.75% p.a. Before deciding to invest, please review our risk statement and consult with a financial advisor if necessary.