Product logo

How can we help?

Ask anything. Find answers instantly.

Go & GrowGo & Grow overviewFeaturesAdd moneyGo & Grow payment limits Withdraw moneyFees & taxesRisksMy accountGetting started with BondoraAccount identificationChanging my detailsReferral programSecurityAdd moneyHow do I add money to my Bondora account?Which currencies does Bondora accept?Why is my money reserved on my account? How long does it take for my payment to arrive?I forgot to add my reference numberWise payments are no longer supportedCredit card and Klarna payments are no longer acceptedSecurityWithdrawHow to withdrawWithdrawal informationErrorsMy portfolioWhat is the Secondary Market?Building a portfolioMonitor performancePaying taxesAffiliate partnersHow can I become an affiliate partner?Portfolio ManagerPortfolio Manager overviewPortfolio Manager featuresPortfolio Manager settingsPortfolio ProPortfolio Pro overviewPortfolio Pro criteriaPortfolio Pro featuresAbout BondoraGeneral informationOperational managementCorporate governanceRisk factorsCredit and investment risksOperational risksRegulatory, governance and legal risksRisk management processLoan originationUnderwriting processMarketingCollection & recoveryDebt collection and recovery overviewWrite-off overviewFinancial market overviewWhat’s important to know about the Estonian economy?What’s important to know about the Finnish economy?What’s important to know about the Spanish economy?What is the state of the consumer lending market in Estonia?What is the state of the consumer lending market in Finland?What is the state of the consumer credit market in Spain?How does the consumer lending market in Europe affect Bondora?How can I contact customer support?

What are the financial reporting risks?

Bondora Group prepares its financial statements in accordance with the IFRS, but accounting standards may be subject to change over time. If new rules or interpretations of existing rules require financial reporting changes, operational results and financial conditions could be materially adversely affected, and Bondora Group could be required to restate historical financial results.

The preparation of IFRS-compliant financial statements requires the Management Board and other members of management to make estimates and assumptions that determine the reported values of assets and liabilities; the contingent asset and liability disclosures on consolidated financial statement dates; and the reported revenues and expenses during the relevant periods. It also requires the Management Board and other members of management to exercise their judgment in applying accounting policies. There is a risk that such estimates, assumptions or judgments do not accurately reflect Bondora Groups financial position.

Bondora Group’s accounts are audited annually by KPMG; PricewaterhouseCoopers is the internal auditor for compliance-related matters.

Product logo

* Capital at risk. Investments made with Bondora are not guaranteed, nor is the preservation of value invested guaranteed. Please note that the yield achieved in past periods does not guarantee the rate of return in future periods. The yield of Go & Grow is up to 6.75% p.a. Before deciding to invest, please review our risk statement and consult with a financial advisor if necessary.