Product logo

How can we help?

Ask anything. Find answers instantly.

What is Go & Grow?

Go & Grow is Bondora’s easiest way to grow your money online. It’s a hands-off online investment, meaning you simply add money to your account, and Go & Grow does all the work for you! The best part? You don’t need any investment experience. Go & Grow has been carefully designed to be super user-friendly for everyone, regardless of age or financial expertise. Simply add money to your account and watch it grow every day.

How does it work?

In essence, you are becoming the bank for other people’s loans. The money that you invest is used to fund their loans with Bondora. In turn, the loan repayments that they make to Bondora fund the returns that you earn on your investment.

The entire Go & Grow portfolio consists of hundreds of thousands of these individual loan pieces and is spread across different credit ratings. This means it’s a highly diversified portfolio. More diversification means less risk, which indicates more stability and higher possible rewards.

How much will I earn?

You will earn a daily return rate of 6.75% p.a. Although this return isn’t guaranteed, it has in the history of Go & Grow, always remained steady. You can use the forecast tool to get a glimpse into the earning possibilities with Go & Grow.

How much does it cost?

There are no management fees! So to invest with Go & Grow is free.

The only fee you have to pay is the €1 withdrawal fee. The good news is, it’s a flat rate. So whether you withdraw €50 or €500—you’ll only pay a €1 withdrawal fee. This helps us continue to operate the Bondora platform.

When can I withdraw my money?

You can withdraw your money at any time! There are no penalties and you only have to pay the flat €1 withdrawal fee. Of course, the longer you keep your money in your Go & Grow account, the higher returns you’ll earn. In extraordinary cases, you might not be able to take out all your money immediately, as there’s a built-in feature that protects your net return and investment called partial payouts. Read more about partial payouts here.

Want to know more about Go & Grow before you start investing? Take a look at our dedicated Go & Grow page on

Product logo

* Capital at risk. Investments made with Bondora are not guaranteed, nor is the preservation of value invested guaranteed. Please note that the yield achieved in past periods does not guarantee the rate of return in future periods. The yield of Go & Grow is up to 6.75% p.a. Before deciding to invest, please review our risk statement and consult with a financial advisor if necessary.