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What is the current financial performance of the Bondora Group?

We are proud to announce Bondora’s 5th consecutive year of profitability. With our strong foundation, we continue to offer intuitive products that empower our customers to spend, grow and save their money. Over the past 14 years, our investor community of over 200,000 customers has invested more than €590M and received €66M+ in earnings. Our financial success enables us to grow, and we have exciting projects planned for the future. 

Financial Results 2021

Our loan originations in Estonia remained steady throughout 2021. Loan originations in Finland skyrocketed to €54.9M, accounting for 21% of the loans we have issued in Finland throughout the years. In September 2021, we relaunched in Spain. Since then, this market has shown a steady and stable increase of new loans, and continues to increase every month. Since reopening the Spanish market in September, it has maintained the highest growth rate among the three countries.

As a result, our portfolio has expanded to accommodate our continued growth of new customers and reach our goal of making investing available to everyone.

2021 ended with the highest yearly recovery rate in Bondora’s history, and €12.3M was recovered for our investors. We are off to an aggressive start this year, with new highs for our collection and recovery process already.

For the 4th year in a row, we delivered a return rate of 6.75% for Go & Grow. With its ease of use and low risk, Go & Grow remains our most popular product with investors!

The future

Expanding our range of products and services offered remains a priority. Last year, we released B Secure+ for our borrowers, a major success with an upsell rate of 45%. The new and improved Go & Grow app went live in December 2021, and has been downloaded by more than half of our active investors. Our new service tier, Go & Grow Unlimited, was rolled out to all of our investors in May 2022. But it doesn’t end there. We will be announcing more products and services over the next few quarters. Stay tuned!

Because of the success in our existing markets, we are planning to launch our financial services in several new EU countries.

This all would not be possible without our dedicated team of Bondora Superheroes. We are now a team of 130+ employees, almost double our staff in 2020, and we will only continue to grow. If you want to join us, check out our vacancies here.

Our core focus in 2020 and 2021 was sustainability. Not only for consistency in our financials but for the customers who use Bondora day-in and day-out. Now with more stability, we are excited to grow, launch new services, and scale our existing ones to more customers across Europe.

For more information, please download Bondora Group’s Annual Reports below for free.

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* Capital at risk. Investments made with Bondora are not guaranteed, nor is the preservation of value invested guaranteed. Please note that the yield achieved in past periods does not guarantee the rate of return in future periods. The yield of the Go & Grow Unlimited tier is up to 4% p.a. The yield for Go & Grow is up to 6.75% p.a. Before deciding to invest, please review our risk statement and consult with a financial advisor if necessary.