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What is the risk-return slider?

If you joined Bondora after 24 August 2022, you wouldn't have access to Portfolio Manager or Portfolio Pro. Instead, get the most out of automated investing and earn up to 4%* returns p.a. with Go & Grow Unlimited.

The risk-return slider is the core of Portfolio Manager. First, you’ll need to select which risk-return plan best suits your goals and strategy. Drag and drop the slider to one of the options, ranging from “Ultra Conservative” to “Opportunistic”. If you are unsure, choose a "Balanced" portfolio first; it’s the most popular setting with our investors. Your decision here will greatly impact your portfolio’s performance

The position of the slider determines which loan ratings will be represented at what frequency and with what amounts in your portfolio. So choose wisely. If you don’t want high risk and are satisfied with lower returns, adjust the risk-return slider further to the left for more conservative choices. If you’re not afraid of more volatility and want to take the chance for higher return opportunities, slide it more to the right for more opportunistic prospects.

As you move the slider and change your starting capital, monthly payments or investment period, the values that give you a preview of the expected distribution of the loans are also adjusted. This preview can be displayed by rating or country. Try out the different settings until you find the ideal risk-return strategy for you.

There are many more features you need to know about. Click on Features to read more and get the most out of your Portfolio Manager.

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* Capital at risk. Investments made with Bondora are not guaranteed, nor is the preservation of value invested guaranteed. Please note that the yield achieved in past periods does not guarantee the rate of return in future periods. The yield of the Go & Grow Unlimited tier is up to 4% p.a. The yield for Go & Grow is up to 6.75% p.a. Before deciding to invest, please review our risk statement and consult with a financial advisor if necessary.