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What’s the maximum amount I can add to my Go & Grow account?

To ensure we can provide everyone with the opportunity to grow their money online in a simple and affordable way, we’ve implemented a net limit of €400 on the amount each person can invest in their Go & Grow account per month. 

But, with the Unlimited tier of Go & Grow, you can invest any amount (no limits!) and earn up to 4% p.a.* Read more about Go & Grow Unlimited.

What happens if I add money over the net limit to my account?

If you add more than €400 per month, don’t worry! If you’ve enabled Auto-transfer for a classic Go & Grow account, all the money up until the monthly net limit will be invested into your classic Go & Grow tier. Any amount over that limit will remain in Wallet.

You can then choose to leave that money in Wallet until next month, withdraw it, or transfer it into the Unlimited tier. By investing in the Go & Grow Unlimited tier, you can continue to earn returns of up to 4% p.a. (You can do this by enabling the Auto-transfer feature for the Unlimited tier, or by clicking on the ‘Transfer now’ button.)

Can I see how close I am to my limit?

This is not possible at the moment, but we’re looking into adding this feature. We’re busy collecting feedback from customers and will make improvements to the user interface as the need arises.

If you have any suggestions on how we can improve, please share your contributions via Wishlist and vote for other ideas as well.

Why is there a limit?

As more and more people want to invest in Go & Grow, it’s important to ensure the quality of the portfolio powering it. So to keep up with our growing investor community, we’re increasing our lending volume in a sustainable way. That’s why, through careful calculations, we’ve implemented a Go & Grow net limit of €400 per investor per month.

By adding the Go & Grow Unlimited tier, we continue to offer our investors a safe and easy way to invest online, whilst keeping the platform sustainable.

This means that we can keep the platform open for everyone to grow their money; while we focus on sustainable growth for the future. So whether you’re brand new to Bondora, or if you’ve invested with us for years—everyone has an equal opportunity to invest with us. 

Every decision we make at Bondora is data-driven. Our goal isn’t to expand exponentially, but to grow sustainably and protect investors’ best interests. You can find out more about why we made this change here.

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* Capital at risk. Investments made with Bondora are not guaranteed, nor is the preservation of value invested guaranteed. Please note that the yield achieved in past periods does not guarantee the rate of return in future periods. The yield of the Go & Grow Unlimited tier is up to 4% p.a. The yield for Go & Grow is up to 6.75% p.a. Before deciding to invest, please review our risk statement and consult with a financial advisor if necessary.