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What’s the maximum amount I can add to my Go & Grow account?

To ensure that we can provide everyone with the opportunity to grow their money online in a simple and affordable way, we’ve implemented a net limit of €400 on the amount each person can invest in their Go & Grow account per month. You can add more money to Wallet, but it will be invested in your Go & Grow account the following month.

You can find out more about why we made this change here.

What happens if I add money over the net limit to my account?

If you add more than €400 per month, don’t worry! Everything over the limit will go directly into your Bondora Wallet. From there, you can choose to withdraw it, or wait for it to be invested automatically next month. The choice is yours.

For example, if you add €1,300 to your account in October, this will happen automatically:

October: €400 invested, €900 remaining in Wallet

November: €400 invested, €500 remaining in Wallet

December: €400 invested, €100 remaining in Wallet

Please note: You need to have the Go & Grow Auto Transfer setting on for this to work. To find out more or know how to turn the Go & Grow’s Auto Transfer feature on click here.

Can I see how close I am to my limit?

This is not possible at the moment, but we’re looking into adding this feature. We’re busy collecting feedback from customers and will make improvements to the user interface as the need arises.

If you have any suggestions on how we can improve, please share your contributions via Wishlist and vote for other ideas as well.

Why is there a limit?

As more and more people want to invest in Go & Grow, it’s important to ensure the quality of the portfolio powering it. So to keep up with our growing investor community, we’re increasing our lending volume in a sustainable way. That’s why, through careful calculations, we’ve implemented a net limit of €400 per investor per month.

This means that we can keep the platform open for everyone to grow their money; while we focus on sustainable growth for the future. So whether you’re brand new to Bondora, or if you’ve invested with us for years—with this change, everyone will have an equal opportunity to grow their money. 

Every decision we make at Bondora is data-driven. Our goal isn’t to expand exponentially, but to grow sustainably and protect investors’ best interest. That’s why we’re being cautious about expanding our portfolio until we have more data about how the world economy will be in the coming months.

How long will this limit be in place?

We introduced the limit as a sustainability measure on 9 September 2020. We can’t say when it will end, but we’ll keep you updated via our blog and other social channels.  

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* Capital at risk. Investments made with Bondora are not guaranteed, nor is the preservation of value invested guaranteed. Please note that the yield achieved in past periods does not guarantee the rate of return in future periods. The yield of Go & Grow is up to 6.75% p.a. Before deciding to invest, please review our risk statement and consult with a financial advisor if necessary.