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Where does a Bondora borrower loan rank when compared to the servicing of other consumer loans?

Loans may have a higher risk of default than loans issued by other lenders to borrowers with similar credit scores. The investment return on the payment claims depends on borrowers fulfilling their payment obligations in a complete and timely manner in accordance with the relevant loan. 

Borrowers may not view debt obligations arranged through Bondora´s platform with the same perspective as credit obligations arising under more traditional circumstances, such as loans from banks or other financial institutions. If a borrower fails to honor his or her payment obligations on a loan or chooses not to repay them entirely, the investor may not be able to recover some portion of its investment in the loan.

Bondora has put a thorough collection process in place; borrowers are notified well in advance regarding the consequences of not honoring their obligations towards Bondora. In those cases where borrowers fail to live up to responsibilities, legal action is taken at the earliest date permitted by law.

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* Capital at risk. Investments made with Bondora are not guaranteed, nor is the preservation of value invested guaranteed. Please note that the yield achieved in past periods does not guarantee the rate of return in future periods. The yield of the Go & Grow Unlimited tier is up to 4% p.a. The yield for Go & Grow is up to 6.75% p.a. Before deciding to invest, please review our risk statement and consult with a financial advisor if necessary.