Product logo

How can we help?

Ask anything. Find answers instantly.

Go & GrowGo & Grow overviewFeaturesAdd moneyGo & Grow payment limits Withdraw moneyFees & taxesRisksMy accountGetting started with BondoraAccount identificationChanging my detailsReferral programSecurityAdd moneyHow do I add money to my Bondora account?Which currencies does Bondora accept?Why is my money reserved on my account? How long does it take for my payment to arrive?I forgot to add my reference numberTransferWise payments are no longer supportedCredit card and Klarna payments are unavailableSecurityWithdrawHow to withdrawWithdrawal informationErrorsMy portfolioWhat is the Secondary Market?Building a portfolioMonitor performancePaying taxesAffiliate partnersHow can I become an affiliate partner?Portfolio ManagerPortfolio Manager overviewPortfolio Manager featuresPortfolio Manager settingsPortfolio ProPortfolio Pro overviewPortfolio Pro criteriaPortfolio Pro featuresAbout BondoraGeneral informationOperational managementCorporate governanceRisk factorsCredit and investment risksOperational risksRegulatory, governance and legal risksRisk management processLoan originationUnderwriting processMarketingCollection & recoveryDebt collection and recovery overviewWrite-off overviewFinancial market overviewWhat’s important to know about the Estonian economy?What’s important to know about the Finnish economy?What’s important to know about the Spanish economy?What is the state of the consumer lending market in Estonia?What is the state of the consumer lending market in Finland?What is the state of the consumer credit market in Spain?How does the consumer lending market in Europe affect Bondora?How can I contact customer support?

Where does a Bondora borrower loan rank when compared to the servicing of other consumer loans?

Loans may have a higher risk of default than loans issued by other lenders to borrowers with similar credit scores. The investment return on the payment claims depends on borrowers fulfilling their payment obligations in a complete and timely manner in accordance with the relevant loan. 

Borrowers may not view debt obligations arranged through Bondora´s platform with the same perspective as credit obligations arising under more traditional circumstances, such as loans from banks or other financial institutions. If a borrower fails to honor his or her payment obligations on a loan or chooses not to repay them entirely, the investor may not be able to recover some portion of its investment in the loan.

Bondora has put a thorough collection process in place; borrowers are notified well in advance regarding the consequences of not honoring their obligations towards Bondora. In those cases where borrowers fail to live up to responsibilities, legal action is taken at the earliest date permitted by law.


Product logo

* Capital at risk. Investments made with Bondora are not guaranteed, nor is the preservation of value invested guaranteed. Please note that the yield achieved in past periods does not guarantee the rate of return in future periods. The yield of Go & Grow is up to 6.75% p.a. Before deciding to invest, please review our risk statement and consult with a financial advisor if necessary.