How are investments taxed?

The profits earned through Bondora are in general taxed based on the gross interest received and the residency of the investor. Please declare interest income to your local authority in accordance with the law. Keep in mind that with peer-to-peer lending individuals generally cannot offset losses against income.

Please check with your local tax authority if, how and when you need to report your income.

To make the reporting easier for investors, we have prepared a Tax Report with the necessary information included. The report can be found on the Reports page on your Bondora account.

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