Go & Grow

Go & Grow is an incredibly simple and automated service that allows you to earn 6.75%* p.a. on your investment and take your cash out at any time.

This is for the people who want low risk and ‘no-hassle’ investing with a predictable net return. 

1 - Choose your goal


2 - Add the details (you can edit this later at any time!)


3 - Add initial payment to your brand new Go & Grow account.


4 - And it's done!



What are the benefits?

  • 6.75%* yield
  • Faster liquidity
  • Lower risk 
  • You only pay tax when you make a withdrawal over your capital amount invested

Additional benefits? 

  • Transfer your existing Bondora investment portfolio to Go & Grow
  • You can set up an auto-transfer from your existing portfolio to Go & Grow
  • A flat €1 withdrawal fee, no matter the size of the account
  • Great for beginners
  • No annual management fees
  • Share access to your Go & Grow account with the people you trust

Frequently Asked Questions

Is the rate of 6.75% guaranteed?

The rate is not guaranteed, however, the average net return on the Bondora platform is much higher than this. With this and our 10-year track record in mind, we’re confident the rate of 6.75%* is achievable with the benefit of instant liquidity to investors. 

The net return is capped at 6.75%* - all excess returns over this percentage are reinvested to ensure you can earn the rate of 6.75%* going forward, despite there being no guarantee in place.

To find out more information, read our Risk Statement here.

How will I be taxed for this?  

You only pay tax on the money you withdraw which is over the total amount you have paid in. For example, if you invest €1,000 then anything you withdraw up to €1,000 is considered as a principal withdrawal, anything above €1,000 is considered as interest.

All payments made to your Go & Grow account are regarded as one investment, although the funds have been used to acquire individual claims. This is irrespective of when and in how many parts you paid cash into your Go & Grow account. 

If you are unsure, please consult a qualified tax advisor for more information. 

How do I transfer my existing Bondora investment portfolio to Go & Grow?

It’s easy – All you need to do is create a new Go & Grow account, then click on the small settings icon and click on ‘Add existing investments’. Then you will receive an offer from Bondora to liquidate your existing portfolio based on the current portfolio value, however, it may be at a lower amount. If you accept, Bondora will transfer your portfolio to Go & Grow.

Do I have to keep my funds invested for a fixed period of time?

No, one of the main benefits of Go & Grow is that you can withdraw your funds at any time.

Can I create multiple Go & Grow accounts?

Yes. You can set up a new account and call it a unique name, whether you’re using Go & Grow for your new dream home, your emergency fund or even for that trip to Asia you've always wanted to do. 

Can I add someone to my account?

Yes, you can share access to your Go & Grow account with someone you trust. Once you have created your own account, simply select 'Invite to Go & Grow' then add their name and email address. You also have the option to give this person the authority to withdraw from the account, but this is not mandatory. Send them an invitation today and reach your goals in half the time!

How is it different to our other products? 

With Portfolio Pro and the Portfolio Manager, it is unlikely that you will be able to liquidate your whole portfolio at short notice. This is because you have to sell these loans on the Secondary Market to other investors who will then take over the loan for the remainder of its duration.

With Go & Grow, we take care of everything – meaning there’s no need to sell your loans one-by-one, all you need to do is click ‘withdraw’ and you can liquidate your whole account at any time.

Make your dreams a reality with Go & Grow!


*As with any investment, your capital is at risk and the investments are not guaranteed. The yield is up to 6.75%. Before deciding to invest, please review our risk statement or consult with a financial advisor if necessary.

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